Citizens Property Insurance Corporation
NAIC code 10064. Figures are as reported by the company to OIR for July 1, 2026 - July 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of July 31, 2026 | 33,969 |
| Total number of new policies written in July 2026 | 2,174 |
| Total number of policies received from other insurers in July 2026 | 11 |
| Total number of policies canceled in July 2026 | 595 |
| Total number of policies nonrenewed in July 2026 | 394 |
| Total number of policies transferred to other insurers in July 2026 | 0 |
| Total direct premium written for policies in force as of July 31, 2026 | $110,052,187 |
| Total number of claims opened in July 2026 | 1,186 |
| Number of lawsuits opened in July 2026 | 36 |
Source: OIR Monthly Market Intelligence Report, July 1, 2026 - July 31, 2026 (Data pulled on October 2, 2026 at 9:37 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- 2026-04-30: -8.8% (Citizens homeowners multiperil (statewide avg.)) —
Citizens’ 2026 rate changes reflect an average 8.8% decrease for homeowners multiperil policies across the state. Homeowner wind-only policyholders will see an average 5.1% decrease.
source - 2026-04-30: -5.1% (Citizens homeowner wind-only (statewide avg.)) —
Citizens’ 2026 rate changes reflect an average 8.8% decrease for homeowners multiperil policies across the state. Homeowner wind-only policyholders will see an average 5.1% decrease.
source - 2026-01-13: -8.7% (Citizens (statewide average, as stated in release)) —
Under the approved rates, the vast majority of Citizens policyholders statewide will receive a premium decrease, with a statewide average reduction of 8.7%. Over 330,000 policyholders across all 67 counties will see rate decreases, and more than 150,000 policyholders will receive reductions of 10% o
source
Citizens takeout approvals
- No takeout approval listed for this company name on the OIR Take-Out Companies page.
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Dwelling/Fire | 99,595 | 1,877 |
| Personal Residential - Mobile Homeowners | 51,711 | 799 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 33,969 | 2,174 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY | 33,714 | 339 |
| Personal Residential - Condominium Unit Owners | 13,411 | 469 |
| Personal Residential - Condominium Unit Owners - WIND ONLY | 13,150 | 110 |
| Personal Residential - Dwelling/Fire - Mobile Homeowners | 12,431 | 156 |
| Personal Residential - Allied Lines - WIND ONLY DWELLINGS | 9,613 | 84 |
| Personal Residential - Tenants | 5,162 | 126 |
| Personal Residential - Mobile Homeowners - WIND ONLY | 885 | 10 |
| Commercial Residential - (Condo Associations Only) - WIND ONLY | 762 | 6 |
| Commercial Residential - Dwelling/Fire (Condo Associations Only) | 324 | 1 |
| Commercial Residential - (Apartment Buildings) - WIND ONLY | 289 | 2 |
| Commercial Residential - Dwelling/Fire (Excl Condo Associations) | 276 | 0 |
| Commercial Residential - Allied Lines (Excl Condo Associations) | 158 | 1 |
| Personal Residential - Dwelling/Fire - Mobile Homeowners - WIND ONLY | 99 | 1 |
| Personal Residential - Tenants - WIND ONLY | 82 | 2 |
| Commercial Residential - (Homeowners Association) - WIND ONLY | 41 | 1 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.