FL Insurance WatchHomeowners Choice Property & Casualty Insurance Company, Inc.
NAIC code 12944. Figures are as reported by the company to OIR for July 1, 2026 - July 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of July 31, 2026 | 82,258 |
| Total number of new policies written in July 2026 | 27 |
| Total number of policies received from other insurers in July 2026 | 0 |
| Total number of policies canceled in July 2026 | 907 |
| Total number of policies nonrenewed in July 2026 | 192 |
| Total number of policies transferred to other insurers in July 2026 | 0 |
| Total direct premium written for policies in force as of July 31, 2026 | $424,451,380 |
| Total number of claims opened in July 2026 | 434 |
| Number of lawsuits opened in July 2026 | 52 |
Source: OIR Monthly Market Intelligence Report, July 1, 2026 - July 31, 2026 (Data pulled on October 2, 2026 at 9:37 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- No company-level rate change for this insurer appears in the OIR press releases or Citizens notices we track. Check its filings at OIR IRFS.
Citizens takeout approvals
- Approved July 15, 2025; assumption October 21, 2025; order 401668-25-CO — consent order PDF
- Approved August 29, 2024; assumption November 19, 2024; order 400284-24-CO — consent order PDF
- Approved July 31, 2024; assumption October 22, 2024; order 400151-24-CO — consent order PDF
- Approved September 1, 2023; assumption November 2023; order 315252-23-CO — consent order PDF
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 82,258 | 27 |
| Personal Residential - Dwelling/Fire | 24,347 | 14 |
| Personal Residential - Condominium Unit Owners | 19,802 | 9 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY | 8,752 | 1 |
| Personal Residential - Tenants | 17 | 0 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.